Knowing every unit is covered,
without the paperwork chase.
Track every unit-owner’s insurance policy in one dashboard. Each HO-6 Declaration page is reviewed automatically, compliance is verified, and renewal reminders are sent before policies expire. One expired HO-6 policy can expose your entire association. condo.insure makes sure you know before it becomes a problem.
Everything your board needs to manage HO-6 compliance.
See your whole building at a glance
Every unit’s status in one live view — active, expiring, lapsed, or missing.
The dec page reads itself
Our AI reads each declaration page and checks it against your HO-6 requirements automatically—no manual review.
Owners just forward the email
No login, no upload — an owner forwards their insurer’s email and we pull the declaration page, parse it, and attach it to the right unit.
Every shared document, in one place
Master policy, wind mitigation, flood dec pages — shared with every owner, always findable.
One lapsed unit can become everyone’s problem.
A claim on an uninsured unit can fall back to the master policy — and every owner’s premium.
Policies expire on their own schedule. Nobody tells the board until there’s a claim.
Declaration pages live in inboxes and filing cabinets, never where you need them.
Not sure what your association can actually require? We wrote the reference: what Florida law puts on the association vs. the unit owner, and why loss assessment coverage rarely covers what boards assume.
From a guess to a dashboard, in five steps.
You bring the association. We build your unit list from public records, then automatically track every owner’s HO-6 coverage.
Sign up your association
Your name and email, plus the association’s name, address, and number of units. We handle the rest.
We build it out for you
We assemble your owner list from property-assessor records and invite you in once it’s ready.
Review owners, send invites
Check the list, fill any missing emails, and send each owner a link tied to their unit.
Owners send their declaration page
Owners upload or email their declaration page, and our AI does the rest—instantly reading it, verifying coverage against your requirements, and updating their compliance status. No one reviews it by hand.
Watch the board stay green
See every unit’s status at a glance. Automated reminders go out 30, 7, and 1 day before renewal—and instantly if a policy lapses.
Priced by the unit. Built to grow.
Simple per-unit pricing with volume discounts as your portfolio grows. Every feature is included, regardless of size. Work out your exact cost →
- Real-time compliance board
- AI declaration-page review
- Owners can email in declaration pages (no login required).
- Automated renewal reminders
- Shared document center
- Unlimited owners and administrators.
Managing more than one association?
Every association you manage on one firm dashboard — KPIs, lapses, and uploads needing review across the book.
Owner, manager, and member roles with per-manager assignments — staff see their book, not the whole firm.
One consolidated subscription, or each association pays its own way at your firm bulk rate — no monthly minimum.
Answers before you ask
Do unit owners need to create an account?
No. Owners simply forward their insurer’s email or use a secure one-time link to submit their declaration page. No account or password is required—we automatically match it to the correct unit.
What if we don’t have emails for every owner?
That’s normal. We build your owner list from public property records during setup. You can add email addresses over time and invite owners whenever you’re ready.
How long does setup take?
Just a few minutes. Enter your association’s name and address, and we’ll build your owner list from public property records. You’ll be invited to review it—no spreadsheets or manual imports required.
Is our association’s data secure?
Yes. Access is limited to your association, and every owner can only view their own unit plus shared building documents. Your association’s records are never visible to other communities.
What does it cost?
Most associations pay $1 per unit, per month, with a $50/month minimum. Larger portfolios receive automatic volume discounts. No setup fee, and you can start free.
We manage multiple associations — does this work as a portfolio?
Yes. A property management firm gets one dashboard across every association it manages, with role-based access for staff and per-manager assignments. Billing is either one consolidated subscription for the firm or each association paying its own way at the firm’s bulk rate. Set up at condo.insure/signup/firm.
What insurance does it track?
Unit-owner HO-6 policies. Our AI reads each declaration page and verifies the coverages your association requires—such as Coverage A, Loss Assessment, wind/hurricane, deductibles, and other required limits.
Put your whole association on one dashboard.
Set up your association in minutes. No credit card required.
Guides & tools, no signup required.
Reference material on Florida condo insurance, cited to the statutes and the regulators — plus two calculators you can use right now.
Association vs. unit owner under § 718.111(11) — and why Florida repealed its HO-6 mandate in 2010.
Florida lawThe post-Surfside chain from SB 4-D to HB 913, current deadlines, and the coastal rule that no longer exists.
CalculatorYour master deductible split across units, against the $2,000 minimum most owners carry.
CalculatorYour association's exact monthly and annual cost. No email address required.